Monday, September 05, 2016

Role of education in alleviating vulnerability



Role of education in alleviating vulnerability

Benefits of investment in education
Investing in education involves acquisition of skills and competences; knowledge and development of skills and attitudes. The concept of investment ultimately implies that there are returns and profits in the future.
Developing countries have invested in education for a number of reasons including:
·         Manpower demands
·         Encouraging modern attitudes
·         Acculturating diverse groups
·         Providing economic opportunities for the people
Some of the benefits of investing in education include the following:
a)      Increased lifetime earnings
Studies have been done on income levels and it has been established that there is very high correlation between level of education and lifetime earnings. This can be illustrated in age earning profiles:


 
                                                                                       University
                                                                                        Diploma
Earnings                                                                            Certificate


a.       Age                            

b)      Improved standards of living.
When income increases individuals are able to enhance their overall standards of living. A higher income means that individuals have more disposable income to spend.

c)       Increased productivity:
More education may also contribute to raised quality of labour force and hence increased productivity within a given period. A better-educated person is likely do a good job than less educated one.
d)      Increased national wealth:
The state benefits in number of ways as a result of educating its people. First as people gain more, the increased productivity leads to individual’s ability to save more and pay taxes.
e)      Poverty reduction
The level of poverty in a society can be eradicated by educating members of a society; this is because poverty arises as a result of low human capital endowment or labour market discrimination in absence of this educated people access job in both formal and informal sectors.
f)       Social economic ability
An educated individual whether employed or jobless is able to acquire an elevated class simply because of acquired knowledge and skills which other members of society do not have.
g)      Prestige
Having undergone an education programme one acquires a sense of satisfaction. The same educational and learning programs that carry a lot of educate individuals are better placed when it comes to the number and type of people they interact with. Education is known to improve people’s social interactive skills especially when still at the institutions of learning. While in the institutions individuals (students) get an opportunity to meet and interact with people from different parts of the country or the world;
h)      Increase in Literacy levels-
A literate society is able to acquire information, interpret it without changing the content;
i)        Good Governance-
Most educated societies cannot vote in an autocratic leader. Education enlightens the society their civil rights and qualities that make a good leader. Educated leaders on the other hand are a benefit to the society because they are better placed to make well-informed decisions concerning governing of the people.
j)        Reduction in Petty Crime-
Education plays a crucial role in lowering of petty crime in the society. There is a very strong negative correlation between the levels of petty crime with levels of education.
k)      Fertility Reduction: -
Studies have revealed that there is inverse relationship between education of women and size of her family (Schultz, 1993). An educated woman will not be in a position to have many children because of the following reasons:
  • She would probably get married at a later age;
  • She has adequate knowledge on contraceptives and economically empowered to afford them;
  • Educated woman weighs the cost involved in raising children.

VULNERABILITY

Vulnerability refers to any condition or susceptibility to external shocks that could threaten people’s lives and livelihoods, natural resources, properties and infrastructure, economic productivity and a region’s prosperity.

Types of vulnerability

i)                    Social vulnerability
In its sense, social vulnerability is one dimension of vulnerability to multiple stressors and shocks, including abuse, social exclusion and natural hazards. Social vulnerability refers to the inability of people, organizations, and societies to withstand adverse impacts from multiple stressors to which they are exposed. These impacts are due in part to characteristics inherent in social interactions, institutions, and systems of cultural values.

ii)                  Cognitive vulnerability
A cognitive vulnerability, in cognitive psychology, is an erroneous belief, cognitive bias, or pattern of thought that is believed to predispose the individual to psychological problems.
 It is in place before the symptoms of psychological disorders start to appear; after the individual encounters a stressful experience, the cognitive vulnerability shapes a maladaptive response that may lead to a psychological disorder. In psychopathology, cognitive vulnerability is constructed from schema models, hopelessness models, and attachment theory.  Attentional bias is one mechanism leading to faulty cognitive bias that leads to cognitive vulnerability. Allocating a danger level to a threat depends on the urgency or intensity of the threshold.

iii)              Military

In military terminology, vulnerability is a subset of survivability, the others being susceptibility and recoverability. Vulnerability is defined in various ways depending on the nation and service arm concerned, but in general it refers to the near-instantaneous effects of a weapon attack. In aviation it is defined as the inability of an aircraft to withstand the damage caused by the man-made hostile environment. In some definitions, recoverability (damage control, firefighting, restoration of capability) is included in vulnerability. Some military services develop their own concept of vulnerability.

Sources of Vulnerability

Poverty and race.

Discussion of vulnerability inevitably involves poverty and race and related issues of stigma and discrimination. Low income and education from early life and often over the life course, is associated with a wide range of vulnerabilities. Poor socioeconomic status (SES), for example, is linked to deficiencies in prenatal and early nutrition. Malnourished children develop differently, have lower educational achievement, are more likely to have lower SES in later life, and have higher cardiovascular and other illnesses and mortality compared with children who received proper nutrition. Such factors interact in complex ways, and both early developmental experiences and low social status and later adversities contribute to poor future health and mortality.
Studies of parenting find that low family income and maternal hardship hamper children’s cognitive and social competence. Moreover, parents in poor living environments have difficulty nurturing and protecting their children, increasing the likelihood that children will gravitate into activities and peer associations leading to school dropout, premature sexual experience, use of drugs, and other deviant behavior. Family deprivations also increase the probability of abuse and neglect of children, who then seek to escape the household early, associate with inappropriate peers, form tenuous sexual partnerships, have early pregnancies, and often replicate the pattern of inadequate parenting they experienced as children.
Low income and educational attainment have many consequences, affecting knowledge, employment possibilities, housing, nutrition, access to medical care, and much more. Social vulnerabilities associated with low SES are commonly linked as well to racial and ethnic residential separation in communities with poor schools, deficient community institutions, and inferior health-enhancing environments. The poorest residential areas are commonly characterized by noise, heavy traffic, pollution, crime and victimization, high density of liquor outlets, and easy access to illegal drugs. Studies repeatedly find that such neighborhoods have a high prevalence of major disorders and deviant behavior, including infant mortality, substance abuse, school dropout, unemployment, HIV and other STDs, tuberculosis, suicide, mental illness, and crime. Poor and minority children growing up in these environments are vulnerable.
Vulnerability is exacerbated by stigma, prejudice, and discrimination, which in turn lead to segregation by race and class and high concentrations of devalued people, such as those with serious and persistent mental illnesses and substance abuse disorders and those with a history of arrest and incarceration. These stigmatized populations are commonly excluded as well from public programs designed to aid the “deserving” poor.
People under correctional supervision, for example, share multiple vulnerabilities, with large overrepresentation of racial/ethnic minorities, people with mental illnesses, and people with little education and unstable work histories. In 2004 there were more than two million people in correctional institutions and almost five million on probation. Many are incarcerated for minor violations of punitive drug laws, and such people not uncommonly have serious mental illnesses and substance abuse co morbidities. On reentry to the community, they face daunting problems involving housing, subsistence, and receipt of appropriate medical care.

Social networks and lack of social support.

Many people in impoverished communities and in much less deprived communities as well, are often vulnerable because of their precarious ties to social networks and lack of needed social supports. Such networks provide both emotional and practical help in dealing with stressors and often make the difference between successful and inadequate coping. Social isolation is commonly found among the oldest old, whose social networks have become depleted by death and incapacitating illness and among others such as people from households disrupted because of divorce, separation, or death, or people with severe and persistent mental illnesses and other disabilities. They are especially vulnerable during community disruptions and disasters, lacking the resources to protect themselves. Deaths among African Americans and the elderly during Hurricane Katrina and the large numbers of elderly deaths that occurred in the United States and Europe during recent heat waves have reflected the inadequacy of resources, networks, and community preparedness.

Personal limitations.

Ultimately, vulnerability is expressed at the individual level, however important the social and neighborhood context. Physical and cognitive impairments and serious, persistent illnesses exacerbate vulnerabilities, and many of these problems, such as very low birth weight, congenital defects, childhood abuse and deprivation, conduct disorder, and learning difficulties, begin early in life and make later problems more likely. Early recognition and intervention often prevent serious harm. Moderating the effects of many of these early personal vulnerabilities depends on good access to high-quality medical care and specialized rehabilitation services that are usually less accessible to the poor and uninsured.

Physical  location.

A major part of the population is vulnerable because of location, such as in low-density and impoverished rural areas; urban ghettos; or other places associated with underdeveloped or deteriorating infrastructure; lack of employment opportunities; inadequate medical, social, and educational services; poor transportation and communication facilities; high crime and victimization; and exposure to environmentally adverse conditions. With economic deprivation and limited opportunities, outmigration of the young and better educated results in unbalanced age distributions, leaving those remaining more vulnerable and with inadequate support.
HOW EDUCATION HELPS TO ALLEVIATE VULNERABILITY
1.      The impact of a girl’s (years in school) education on her surrounding (community, country and her future children and health)
·         Children of women who have completed primary school are 40% less likely to die before the age of five
·         A woman with any education is 50% more likely to have her child immunized
·         In developing countries, women with seven or more years of schooling have between 2 and 3 fewer children than women with fewer than 3 years of schooling.
·         Studies indicate that the investment in the education of girl child raised the GDP of the entire country by 0.2%
2.      Impact of girls education on a girl’s life
·         Women with no education are 5 times more likely to lack basic information about HIV/AIDS.
·         Women with seven or more years of education marries 4 years later and have fewer children
·         An extra year of primary school boosts girls’ eventual wage by 10-20% and an extra year in secondary school boosts by 15-25%
Girls’ education has multiplier effects i.e. benefits of girls’ education will be passed on to her children ending intergenerational poverty.
3.      Incarceration and conviction rates are high among the least educated.
4.      Educational attainment improves health. Additional years of schooling reduces current smoking rates by at least 10%
5.      Additional years of schooling increases voter registration and voting. Education increases political interests and other forms of political participation as well as the extent to which individuals are informed about politics.
6.      Education provides people with economic opportunities as well as improving the productive capabilities of the labour force hence breaking the vicious cycle of poverty.

                          References
Cannon T. (2001) ‘Vulnerability analysis and disaster’ In D. Parker (ed) Floods.   
            London: Routledge.
Narayan D. Et. Al (1999) Can Anyone Hear Us? Voices from 47 countries.
            Washington DC: World Bank Poverty Group.
Wisner B (2001) Sustainable Livelihood and Vulnerability to Disaster. London:
            BGHCR.

HOW TO GET INTO BIG LEAGUE BUSINESS


HOW TO GET INTO BIG LEAGUE BUSINESS

If, like many women, you dream of making big money of your own, you probably realize that playing in the big leagues is different from the usual small time money making deals. Applying for tenders and contracts and winning could set you up for life. The stakes, of course, are high and it will do you well to remember that old saying, “Fortune favors the bold.” Gather your guts and pull yourself up by your bootstraps if you are determined to win. This is not the time for ifs and buts. Here are few tips on how to get started and of course, there are bounds to be one or two pitfalls, which should challenge you to overcome them.
Develop expertise
It is an open secret in third world countries that there are only three ways to succeed. First, you need to know important people for connections. Secondly, you should be highly educated, and third and most important, you should be an expert in what you do. The third option is the most important for those have neither connections nor doctorates. When you are an expert, your work speaks for you. The demand for your services will supersede you. Become an expert by developing passion for what you enjoy. Do it from your heart without giving up. You can develop expertise to a very high level in any field. Once you have a name, your foot will already be in the door. Your path to a good income starts with how well and consistently you apply your talent.
Be audacious
Once you are confident of your knowledge, it is time to start becoming daring. Take risks and create for yourself a larger than life image. Write good proposals to organizations and convince them that your idea will make money or improve the way they work. Charge highly for your work so that they can believe that they are getting the best. Insist on meeting key people and develop s strategy for doing so. Try to get introductions as much as possible. If all else fails, gather courage and start paying courtesy calls. It will help your chances if you appointments, but sometimes, cold calling works. The key is to look and act important whenever you visit offices. Carry your business cards in a special holder and use a somewhat grandiose titles when introducing yourself. Remember that titles matter anywhere in the world, so do not forget to include Esq. and Dip after your name. it will make a huge difference to your business if you have an office somewhere even if it is one hourly lease rooms.


HAVING A POSITIVE MIND



HAVING A POSITIVE MIND

If you begin to notice that successful people will not associate with you that you have been overlooked for a promotion you think you deserve or that you always get home depressed and little upset, you can almost always be sure you need an attitude adjustment. Here is how to keep a positive mind.
Become an optimist
Optimistic thoughts give the good moods that tend to serve as a foundation for developing positive attitudes and effective human relationships. When you are optimist, your co-workers, managers, and clients feel your energy.
Think for yourself
Determine whether the attitudes that seem to get you in trouble are your own or the results of socialization. If you have been socialized into holding negative attitudes, you need to re-examine them.
Keep an open mind
We often make decisions and then refuse to consider any other point of view that might lead us to question our beliefs. Many times our attitudes persist even in the presence to the contrary. If you have been raised in a family or community that supports racist views, it may seem foreign to you when your colleagues at work openly accepted your own. Pay attention and experience beyond what you have socialized to believe.
Change the conditions
If you want people to change their attitudes, identify the behavior that represent the poor attitudes and alter the conditions that precedes the behavior.

INTERNET AS A MARKETING TOOL.


INTERNET AS A MARKETING TOOL.

The internet is without a doubt the greatest information source the world has ever known. A layman’s definition of internet could be “a source of information and communication tool.”
The invention of the internet between the early 1960s and 70s was necessitated by the need for military to communicate more easily and efficiently. It was therefore originally designed as a means for military institutions to communicate, especially in the event of a nuclear attack. But it was for long used by academics and scientist at government and educational agencies and later large corporate institutions, mainly in the US. In the last few decades, it has blossomed, showing no signs of slowing down. It has become a part of the business landscape.
Just as pagers, cellular telephone and fax machine, the internet has become a pervasive business communication tool. Having an internet connection is as common (and as necessary) as a telephone, especially for business. It is used daily by millions of people to send email advertise products, buy or sell services and provide information.
Online presence
Competition is extremely tough. To gain the maximum benefits from the internet you need a good web page, which matches the needs of your organization. A web page is like an electronic billboard where you can post information about your company, including text and pictures. People with internet connections and web browser software can look up your page. By creating hyperlinks, or pointers to other pages you can create a set of web pages all linked together to form a website. A well designed website will allow “visitors” to check out information that is relevant to their interest.
Building a suitable online presence for your company can be very cheap method of extending your business to a big, new audience. Unlike printed advertisements, once created, a website has only a few running costs. People can buy directly online and you can change the content at any time. It can also contain as much or as little information as you want and can reach a worldwide audience instantly.
International database
The internet is a collection of various services and resources. It is an international database where you can find everything. The only limit is your imagination.
Presenting your company or organization as a leader shows your current and prospective customers that you are financially and technologically strong. It further shows that you care enough about your customers to take advantage of new technologies for their benefits and that you have the resources to support them in the most beneficial manner possible.
You are available to your customers 24 hours a day, seven days a week. Latest estimates show that there are about 40 million people worldwide with access to the internet, and this number is growing daily. By simply posting a web page, you are also addressing international markets.  

HEALTHY BREAKFAST



HEALTHY BREAKFAST

If you were to get an extra hour what would you do with it? How about dedicating it to eating breakfast? For many of us, breakfast is a cup of coffee or a glass of fruit juice on the run. It might be because we are hurrying to beat the traffic jam, or that we can’t stand biting anything in the morning. No matter what your reasons are, you should strive to have breakfast every morning. Make healthy choice and eat a breakfast that will provide you with essential nutrients and lasting energy.
Breakfast is the first chance the body has to re-fuel its glucose levels after 8 to 12 hours without a meal or snack. Glucose is essential for the brain and is the main source of energy. It also helps fuel the muscles needed for the activities you carry out throughout the day. Eating a regular healthy breakfast makes a big difference. Studies show that it improves your overall health and well being, improves, concentration, increase alertness and helps one function more efficiently. Breakfast is also important for weight loss and weight management. After all, it is only the most important meal of the day.
People who eat a well balanced breakfast eat less throughout the day. Eating breakfast generally improves the overall diet of a person because those who skip breakfast are more likely to snack throughout the day. Breakfast should be high in fibre and protein, moderates in fat and adequate in carbohydrates. This combination will make you feel full for longer than a pure carbohydrate breakfast will. Two slices whole meal bread with peanut butter is a better option than two slices of white bread with jam. The protein, fat and fibre in the first breakfast ensures slow digestion and stomach emptying, meaning there is slow and even release of glucose for body to use over a period of time. Here are some simple ideas to help you add breakfast to your daily meal plan.
·         Ready to eat whole gain cereal with some fruits, either fresh or dried fruits, a handful of nuts. Mix with some milk, hot or cold.
·         Whole meal bread with peanut butter, fresh fruit and yogurt or milk
·         Breakfast smoothie (milk or yogurt, fresh fruits and a tablespoon of honey)
·         Whole meal bread stuffed with lettuce and boiled egg or pieces of chicken meat or fish.
·         Leftover food.
Tips on how to eat a healthy breakfast on the go
If it is not possible to have your breakfast at home, carry it with you. Have it in the traffic jam or eat/drink it the first thing when you get to the office before you start working.
Shop in advance. Buy enough fruits for the week, whole grain unsweetened cereals, eggs to boil, nuts to add to your cereals and anything else you might need to make your quick healthy breakfast.
Save time. Make breakfast in advance. You could make a pot of oatmeal, or prepare some sweet potatoes, yams or cassava at the beginning of the week. Heat up a small portion everyday for your breakfast.
Be creative especially when using your leftovers.
Opt for low sugar, high fibre high protein choice. Read labels on popular breakfast cereals, some are high in sugar and not as healthy as they appear.
 If it is absolutely necessary buy breakfast on your way to work. That is if you do not have time to pack up a breakfast. Avoid buying donuts and other sweet pastries which are high in carbohydrates and provide a lot of empty calories.
Always eat something in the morning even if you are not hungry. It is okay to feel hungry between breakfast and lunch. Prepare yourself for this situation by packing a small healthy lunch. This is far much better than a big fattening lunch you are likely to attack because of morning food deprivation. Always carry fruits for your mid morning and afternoon snacks. Having fruits will help you meet your daily vitamins requirement. Also fruits are batter absorbed when taken away from meals as opposed to with meals so you are likely to get full benefit. For the weight watchers, fruits are not calorie-laden. All these make fruits perfect healthy snacks. In case you find yourself feeling very hungry, have a handful of nuts for your mid morning snack.
Lunch break
Make eating lunch an everyday priority. Most people choose to skip lunch because of tight schedules at work or a desire to shed off a few kilos. Skipping lunch can actually make it harder to lose weight because the body is likely to compensate for being starved by making you over eat later in the day when you do not need the extra calories. The excess will then be stored in your body as fat. A meal that is high in fibre and low in fat provides enough energy for you to keep working for the rest of the day. Carry a sandwich from home, or pack leftover food, to have during your lunch break. Avoid fast food as much as possible. Taking time out for lunch can also help improve concentration relationships with colleagues and even increase fitness level if you choose to exercise during the short break.
Supper should be light (because you need minimal energy in the evening) as long as you have not skipped any meal during the day, you will have no problem achieving this goal. Avoid eating animal protein in the evening; opt for vegetable and legumes instead.
Breakfast can run or ruin your day, ensure you make it a priority so that you keep your energy level up throughout the day. It is no wonder they say, Breakfast like a king, lunch like a prince and dine like a pauper!